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Sovereign Lending Group
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Sovereign Lending Group

Terms of Service

 

  1. Acceptance of Terms

Welcome to slgmortgage.com, operated by Sovereign Lending Group Incorporated. By accessing or using this Site, you (“User” or “you”) agree to be bound by these Terms of Service. If you do not agree to these Terms, you must not access or use the Site.

We may update these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

  1. About SLG Mortgage

SLG Mortgage is a mortgage broker / mortgage lender / loan originator. We provide information about residential mortgage products and services, including pre-qualification, loan origination assistance, and refinancing options.

  • NMLS ID: 189421
  • Licensed in: See licensing page
  • Office Address: 3540 Howard Way #125 Costa Mesa, CA 92626
  • Contact: 800-817-0201

Information on this Site is for general informational purposes only and does not constitute an offer to lend, a commitment to lend, or financial advice.

  1. Not a Loan Commitment

Nothing on this Site, including rate quotes, calculators, pre-qualification tools, or program descriptions, constitutes a binding loan commitment. All loans are subject to:

  • Credit approval
  • Property appraisal
  • Income and asset verification
  • Compliance with applicable underwriting guidelines and regulations
  • Receipt and review of a complete loan application

Rates, fees, terms, and program availability are subject to change without notice.

  1. Eligibility

You must be at least 18 years old and legally able to enter into binding contracts to use this Site. By using the Site, you represent that you meet these requirements.

  1. User Conduct

When using the Site, you agree not to:

  • Submit false, inaccurate, or misleading information.
  • Use the Site for any unlawful purpose or in violation of any applicable federal, state, or local laws or regulations.
  • Attempt to gain unauthorized access to any portion of the Site, our systems, or other users’ information.
  • Interfere with or disrupt the Site’s operation, including by introducing viruses, malware, or other harmful code.
  • Use any automated means (bots, scrapers, crawlers) to access the Site without our prior written consent.
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity.
  1. Loan Inquiries and Applications

Information you submit through forms, calculators, or contact requests on this Site may be used by SLG Mortgage and its authorized partners to contact you about mortgage products and services. By submitting your information, you:

  • Authorize us to contact you by phone, email, or text at the contact information you provide, including via automated dialing systems, even if your number is on a Do Not Call list.
  • Acknowledge that submitting information does not constitute a loan application unless expressly stated.
  • Agree that any pre-qualification or rate estimate is based on the information you provide and is not a final loan approval.

Standard message and data rates may apply for text messages. You may opt out at any time by following the unsubscribe instructions in our communications.

  1. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review it to understand how we collect, use, and protect your information.

  1. Equal Housing Opportunity

SLG Mortgage is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, age, disability, sexual orientation, gender identity, source of income, or any other characteristic protected by applicable federal, state, or local law.

  1. Intellectual Property

All content on this Site — including text, graphics, logos, images, videos, software, and the SLG Mortgage name and brand — is the property of SLG Mortgage or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from the Site without our prior written permission, except for personal, non-commercial use of publicly available materials.

  1. Third-Party Links and Services

The Site may contain links to third-party websites or services that are not owned or controlled by SLG Mortgage. We are not responsible for the content, privacy practices, or accuracy of any third-party sites. Your use of third-party sites is at your own risk and subject to those sites’ terms and policies.

  1. Disclaimers

THE SITE AND ALL CONTENT, MATERIALS, AND SERVICES PROVIDED ON OR THROUGH IT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.

SLG MORTGAGE DOES NOT WARRANT THAT:

  • The Site will be uninterrupted, error-free, or secure.
  • Any information provided is accurate, complete, or current.
  • The Site or its servers are free of viruses or other harmful components.

Mortgage rate quotes and calculator results are estimates only and may not reflect the actual rates or terms available to you.

  1. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, SLG MORTGAGE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF THE SITE.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE SHALL NOT EXCEED $10.

  1. Indemnification

You agree to indemnify, defend, and hold harmless SLG Mortgage and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:

  • Your use of the Site
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Any information you submit through the Site
  1. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Nevada, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or the Site shall be resolved through the exclusive jurisdiction of the state and federal courts located in Nevada.

You and SLG Mortgage agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

  1. Termination

We reserve the right to suspend or terminate your access to the Site at any time, without notice, for any reason, including violation of these Terms.

  1. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

  1. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and SLG Mortgage regarding your use of the Site and supersede any prior agreements.

  1. Contact Us

If you have questions about these Terms, please contact us at:

SLG Mortgage 3540 Howard Way #125 Phone: 800-817-0201 Email: customerservice@slgmortgage.com NMLS ID: 189421